Access multiple lenders through one simple request.

One request puts your business in front of our whole network of trusted lenders, so you compare tailored offers side by side instead of chasing quotes one at a time. The initial check uses a soft search — no impact on your credit score — and you never pay a penny more than you would going to the lender direct.

We are paid a commission by the lender when a loan completes — never by you. The rate and terms you are offered are the same as going to that lender directly, so our service costs you nothing and never adds a markup to your loan.

It depends on your business — typically your turnover, trading history, cash flow and the purpose of the loan, rather than your credit score alone. Tell us how much you need and we will match you with lenders who fund that amount. The best way to see your figure is to start a request or use our loan calculator.

No. Checking your eligibility uses a soft credit search, which leaves no visible footprint on your credit file and cannot affect your score — no matter how many times it is run. A hard search is only carried out once you accept a specific loan offer, so you can see the offer and all its costs before anything touches your credit.

We cover the main types of business funding: working capital, growth finance, invoice finance, asset finance and commercial mortgages. Which one fits depends on what you need the money for — we match the right products and lenders to your purpose so you are only shown offers that make sense for your business.

Interest is charged on the amount you still owe, and your monthly payment is worked out from the loan amount, the interest rate and the term. The clearest figure to compare is the APR — the yearly cost of borrowing with interest and most fees folded in. You can model repayments and total cost with our loan repayment and APR calculators.

Usually, yes. Most UK lenders let you make partial overpayments without penalty, and overpaying reduces the interest you pay overall. Settling the loan in full early can sometimes carry a charge — often a month or two of interest — so always check the early-repayment terms on your specific offer before you commit.

Possibly. Many lenders in our network look at the whole picture — turnover, recent cash flow and future prospects — not just your credit history. A lower score may mean a higher rate or shorter term rather than an outright no. Running a soft eligibility check is free and risk-free, so it is worth seeing what you qualify for.

Terms vary by product and lender, from a few months for short-term working capital up to several years for larger or secured borrowing. A longer term lowers your monthly payment but increases the total interest you pay, so it is best to borrow over the shortest term your cash flow can comfortably support.