We work with a small, growing panel of specialist business lenders. We don’t cover the whole market.
See what your company can borrow
Step 1 of 3 · about 60 seconds
About 60 seconds · No impact on your credit score · No obligation
Our lender panel
Business lenders fall into a few broad groups, and each suits different kinds of deal. Our panel is small and growing: the lenders we currently work with are shown on our lenders page. We do not cover every lender in the market.
Often the lowest cost for established, profitable businesses with strong accounts and security, but usually slower, with stricter criteria.
Newer banks, often with quicker decisions and an appetite for established SMEs and particular sectors.
Focused on one product (invoice finance, asset finance, trade finance or merchant cash advance) and often more flexible on criteria within it.
Can move quickly on complex, time-critical or non-standard deals, usually at a higher cost.
The lenders we currently work with are shown on this page. The right lender changes with each deal, and lenders’ appetites change over time, so your relationship manager will explain which lenders on our panel are likely to suit your company.
Every lender makes its own lending decision. We cannot guarantee that any lender will offer finance.
In-depth guide
Choose a topic to read more.
We currently work with a small, growing panel of business finance lenders: Cashera, Nucleus, Triffin and FlexyKap. We work with them as partners and show their logos with their permission.
We do not cover the whole market. If your company's needs fall outside what lenders on our panel consider, we will tell you.
It means we work with that lender and can introduce suitable applications to it. It does not mean the lender will approve your application.
Each lender sets its own criteria, pricing and decisions, including its own minimum trading period and turnover requirements. Lenders run their own credit checks after you decide to apply.
Lenders can also change their criteria over time. A lender that would not consider your company today may look again later, for example once the company has filed another year of accounts.
We put forward lenders we believe are suitable for your company's needs, based on what the finance is for and each lender's criteria. We do not let commission decide which lender we suggest.
Commission can differ between lenders, and you can ask us how much we will receive. More detail is on how we are paid.
Because each lender has its own criteria, a company may meet the requirements of several lenders on our panel, only one, or none. Sending applications to lenders that are unlikely to approve can add credit searches without helping you.
The factors that most often narrow the choice are how long the company has traded, turnover, sector, existing borrowing and credit history. Our guide on how to improve your business credit score covers practical steps if credit history is holding you back.
Business finance lenders price and structure finance differently, so compare offers on total cost and conditions rather than one headline figure. The main points to check are:
No. We work with a small, growing panel of lenders, shown on this page, and we do not cover the whole market.
Yes. You are free to approach any lender yourself. Using us means a relationship manager handles the application with you from enquiry until the lender pays out the funds, at no fee to you.
Yes. The lender pays us a commission when your finance completes. We do not charge you a fee.
Our panel is small and growing. The lenders named on this page are the ones we currently work with.
Check your eligibility in about 60 seconds. It does not affect your credit score.
Tell us what you need and we’ll match you to lenders likely to consider your application.
Check My Eligibility