Find the right business finance
Tell us what you need and we’ll narrow down the options. Then check your eligibility in 60 seconds, no impact on your credit score.
27 options match, fastest first
Business Loans
Working Capital
Short-term funding to smooth company cash flow, cover payroll and stock, or bridge the gap between paying out and getting paid.
- Amount
- £5k–£500k
- Term
- 3–24 months
- Security
- Unsecured
Business Loans
Merchant Cash Advance
An upfront cash sum is repaid automatically as a fixed percentage of your future card takings allowing variable repayments as per earnings on card.
- Amount
- £5k–£300k
- Term
- Typically 3–12 months (repaid as you trade)
- Security
- Card takings
Business Loans
Unsecured Business Loans
Fixed-term borrowing to be repaid in equal instalments over one to six years. No security in form of business assets needed.
- Amount
- £5k–£500k
- Term
- 1–6 years
- Security
- Unsecured
Business Loans
VAT Loans
Pay HMRC on time and spread your quarterly VAT bill into manageable monthly repayments, usually over three to twelve months.
- Amount
- £5k–£500k
- Term
- 3–12 months
- Security
- Unsecured
Business Loans
Tax Bill Loans
Short-term funding to pay corporation tax on time, then spread the cost over a few months.
- Amount
- £5k–£500k
- Term
- 3–12 months
- Security
- Unsecured
Business Loans
Short-Term Business Loans
A lump sum repaid over 3–24 months for stock, tax bills, contracts or short-lived cash flow pressure.
- Amount
- £5k–£250k
- Term
- 3–24 months
- Security
- Unsecured
Asset & Equipment Finance
Vehicle & Fleet Finance
Fund a single van or a whole company fleet with hire purchase, leasing or contract hire. Apply once and we’ll approach lenders likely to consider your business.
- Amount
- £5k–£1m
- Term
- 1–7 years
- Security
- The asset
Business Loans
Revolving Credit Facility
A pre-agreed credit limit that can be drawn, repaid and redrawn as needed, paying interest only on the money it actually uses.
- Amount
- £10k–£500k
- Term
- Typically 12–24 month facility, often renewable
- Security
- Unsecured
Asset & Equipment Finance
Business Hire Purchase
Spread the cost of the asset your company needs through hire purchase or leasing.
- Amount
- £5k–£1m
- Term
- 1–7 years
- Security
- The asset
Asset & Equipment Finance
Equipment Leasing
Lease machinery, IT and specialist equipment for a fixed monthly rental, with the option to upgrade as your needs change.
- Amount
- £5k–£1m
- Term
- 1–7 years
- Security
- The asset
Asset & Equipment Finance
Plant & Machinery Finance
Spread the cost of new or used plant and machinery with hire purchase, leasing or refinance, secured on the machine itself.
- Amount
- £5k–£1m
- Term
- 1–7 years
- Security
- The asset
Cash Flow Finance
Revenue-Based Finance
Funding for online and subscription businesses, repaid as an agreed share of revenue so payments flex with your sales.
- Amount
- £10k–£1m
- Term
- No fixed term, often 6–24 months
- Security
- Unsecured
Cash Flow Finance
Selective Invoice Finance
Release cash from individual invoices you choose, without committing your whole sales ledger to a long-term facility.
- Amount
- £5k–£500k
- Term
- Per invoice, until your customer pays
- Security
- Invoices
Asset & Equipment Finance
Asset Refinance
Release cash tied up in vehicles, plant and machinery your company owns through sale and HP-back or leaseback.
- Amount
- £5k–£1m
- Term
- 1–5 years
- Security
- The asset
Cash Flow Finance
Invoice Finance
Draw typically 80–90% of approved invoices instead of waiting 30–90 days to be paid.
- Amount
- £10k–£1m
- Term
- Ongoing facility
- Security
- Invoices
Cash Flow Finance
Invoice Factoring
Get most of each invoice paid upfront while the lender chases your customers for payment.
- Amount
- £10k–£1m
- Term
- Ongoing facility
- Security
- Invoices
Business Loans
Bad Credit Business Loans
Some lenders consider companies with CCJs, missed payments or arrears. Terms are usually costlier and approval is never certain.
- Amount
- £10k–£250k
- Term
- Typically 6–60 months
- Security
- Unsecured
Business Loans
Business Debt Refinancing
Replace existing business loans, advances or finance agreements with new borrowing on terms that suit your cash flow.
- Amount
- £10k–£500k
- Term
- 1–5 years
- Security
- Unsecured
Business Loans
R&D Tax Credit Loans
Release cash now against an R&D tax relief claim your company expects HMRC to pay, then repay when the money arrives.
- Amount
- £25k–£500k
- Term
- Until HMRC pays, typically 3–12 months
- Security
- Unsecured
Business Loans
Professional Fee Funding
Spread VAT, tax, insurance premiums and partner capital costs, or fund practice cash flow, for professional firms.
- Amount
- £10k–£500k
- Term
- Typically 3–60 months
- Security
- Unsecured
Business Loans
Growth Finance
Funding for expansion, such as a new site, hiring new staff, moving to new markets or acquisitions. It is repaid over one to five years.
- Amount
- £25k–£2m
- Term
- 1–5 years
- Security
- Unsecured
Business Loans
Secured Business Loans
Large loans and longer terms for companies, secured by specific business assets such as plant, machinery or vehicles.
- Amount
- £25k–£2m
- Term
- 1–10 years
- Security
- Business assets
Cash Flow Finance
Invoice Discounting
Release cash from your sales ledger while keeping control of collections, with customers paying you as normal.
- Amount
- £10k–£1m
- Term
- Ongoing facility
- Security
- Invoices
Cash Flow Finance
Trade Finance
Fund supplier payments for imports, exports and confirmed orders so you can take on larger deals without draining cash.
- Amount
- £25k–£1m
- Term
- Typically 30–180 days per transaction
- Security
- Stock / orders
Cash Flow Finance
Stock Finance
Fund stock and inventory purchases so you can meet demand, buy in bulk and prepare for peak season.
- Amount
- £25k–£1m
- Term
- Typically 30–180 days per purchase, or an ongoing facility
- Security
- Stock / orders
Cash Flow Finance
Supply Chain Finance
Fund supplier payments and confirmed orders so your company can buy, make and deliver without stretching cash flow.
- Amount
- £25k–£1m
- Term
- Typically 30–180 days per transaction
- Security
- Stock / orders
Business Loans
Acquisition Finance
Funding to buy an existing business, including management buyouts and buy-ins, structured around the target’s cash flow and business assets.
- Amount
- £100k–£5m
- Term
- 3–10 years
- Security
- Business assets