Welcome Finance is a commercial finance broker, not a lender. Finance is subject to status and lender approval.
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WELCOMEFINANCE

Who we help

UK limited companies, LLPs and partnerships of 4+ partners

See what your company can borrow

Step 1 of 3 · about 60 seconds

What do you need finance for?

About 60 seconds · No impact on your credit score · No obligation

Welcome Finance is a commercial finance broker, not a lender. We arrange unregulated business finance for UK limited companies, limited liability partnerships (LLPs) and partnerships of four or more partners. We do not arrange mortgages or any loan secured on a home.

Businesses we can help

  • Private limited companies (Ltd) registered in England, Wales, Scotland or Northern Ireland
  • Limited liability partnerships (LLPs), including professional practices
  • Partnerships with four or more partners
  • A UK business bank account

Finance we don’t arrange

  • Personal borrowing, residential or commercial mortgages, or any loan secured on a home

Every lender sets its own criteria. Some consider businesses trading for only a few months, many look for at least a year, and some want two or three years of filed accounts. The amount a lender will offer usually depends on your turnover, so a larger loan needs a larger turnover. Asset finance and invoice finance depend more on the asset or your invoices. If your limited company is newer or smaller, you can still ask: your relationship manager will tell you honestly whether a lender on our panel is likely to help. Not sure whether your business fits? Use our 60-second check or call us for a straight answer.

Why we focus on unregulated business finance

Lending to limited companies, LLPs and partnerships of four or more partners is generally outside the Consumer Credit Act and the FCA’s consumer credit rules. Focusing on companies, LLPs and larger partnerships lets us concentrate on the lenders and products built for them. Welcome Business Solutions Ltd is not authorised or regulated by the Financial Conduct Authority. The business finance we arrange is unregulated, so Consumer Credit Act protections do not apply to it.

Eligibility questions

Who can Welcome Finance help?

We arrange unregulated business finance for UK limited companies, LLPs and partnerships of four or more partners.

Is Welcome Finance regulated by the FCA?

No. Welcome Business Solutions Ltd is not authorised or regulated by the Financial Conduct Authority. We only arrange unregulated commercial finance.

Do you arrange mortgages or property finance?

No. We focus on business loans, asset finance and cash-flow finance. We do not arrange residential or commercial mortgages, bridging loans or development finance.

Does your company qualify?

If you’re a UK limited company, LLP or partnership of four or more partners, check your eligibility in 60 seconds. It won’t affect your credit score.

Check My Eligibility