Business finance guides
Clear, practical explanations of how UK business finance works, written and reviewed by specialists.
See what your company can borrow
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About 60 seconds · No impact on your credit score · No obligation
- Explainer
What is a debenture? Fixed and floating charges explained for UK companies
What a debenture is, how fixed and floating charges work, why charges are registered at Companies House within 21 days, and how a debenture affects future borrowing.
11 October 2026
- Explainer
How much can my limited company borrow?
How lenders decide how much a limited company can borrow: turnover, affordability, debt service cover, security, trading history and credit.
29 September 2026
- Guide
Finance for LLPs and larger partnerships
How LLPs and partnerships of four or more partners can fund working capital, equipment, tax bills and growth, and what lenders look at.
29 September 2026
- Explainer
Regulated vs unregulated business finance: what it means for your company
Why lending to limited companies and LLPs is usually unregulated, who the consumer credit rules protect, and what that means before you sign.
29 September 2026
- Guide
Business finance for limited companies: the complete UK guide
The main types of finance open to UK limited companies, what lenders look at, how personal guarantees work and how to prepare to apply.
29 September 2026
- Explainer
What is a personal guarantee on a business loan?
What a personal guarantee is, why lenders ask for one, the risks for directors, and what to check before you sign.
29 September 2026
- Comparison
Secured vs unsecured business loans: what's the difference?
Secured and unsecured business loans compared on security, cost, amounts, speed and risk, so you can judge which suits your business.
29 September 2026
- Guide
Documents you need for a business loan application: a checklist
A checklist of the documents lenders usually ask limited companies and LLPs for with a business loan application, plus tips to speed it up.
29 September 2026
- Guide
How to improve your business credit score
Practical steps to strengthen your business credit file with Experian, Equifax and Creditsafe, from filing on time to dealing with CCJs.
29 September 2026