Terms of Service

01About our service

Welcome Finance is an independent finance marketplace. We are not a lender. We introduce UK businesses to lenders and finance providers on our panel and help you compare the offers they make. Any finance agreement is strictly between you and the chosen lender.

02No advice

The information on our website and the indicative offers presented through the marketplace are provided for general information only and do not constitute financial, legal, or tax advice. You should consider your own circumstances and, where appropriate, seek independent advice before entering into any finance agreement.

03Eligibility

Our service is intended for UK-based businesses and the individuals authorised to act on their behalf. By submitting a request you confirm that you are authorised to do so and that the information you provide is accurate and complete.

04Your responsibilities

• Provide accurate, current, and complete information in any request you submit.
• Use the service only for lawful purposes and in line with these terms.
• Keep any account or access credentials secure and confidential.

05Offers and decisions

Indicative offers are not guarantees of finance. Final terms depend on each lender’s own assessment and criteria. Lenders are solely responsible for their products, decisions, and the agreements they enter into with you.

06Our liability

We provide the marketplace with reasonable care and skill, but we do not warrant that it will be uninterrupted or error-free. To the fullest extent permitted by law, we are not liable for any loss arising from your use of the service or from any finance agreement you enter into with a lender. Nothing in these terms excludes liability that cannot lawfully be excluded.

07Intellectual property

All content on this website, including text, design, logos, and graphics, is owned by or licensed to Welcome Finance and is protected by intellectual property laws. You may not reproduce or redistribute it without our permission.

08Changes and governing law

We may update these terms from time to time; the version published on this page applies to your use of the service. These terms are governed by the laws of England and Wales, and the courts of England and Wales have exclusive jurisdiction over any dispute.