Soft Credit Check
We run a soft credit check that does not affect your credit score and is invisible to other lenders. This gives us a clear picture without any downside for you.
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One application. Multiple offers. Zero obligation.
We turn the slow, paper-heavy hunt for business finance into a single confident request that reaches multiple lenders in minutes.
01
Tell us about your business
Fill out one simple form with your details and funding needs. It takes under three minutes — no paperwork, no commitment, no credit score impact. Just the essentials: your business type, how much you need, and what it's for.
02
We match you with lenders
Our API-driven platform securely shares your anonymised profile with multiple lenders. Within minutes, our system identifies the lenders most likely to approve your request — using real-time criteria matching, not guesswork.
03
Compare & choose your best offer
Tailored offers arrive side by side — rates, terms, amounts, and speeds all visible at a glance. Compare with confidence, pick what fits your business, and proceed directly with the lender. We never add a markup.
Behind the Scenes
What happens after you submit?
Lender Matching
Our platform cross-references your profile against the lending criteria of multiple lenders in real time — surfacing only those likely to approve.
Choose & Proceed
Pick your preferred offer and proceed directly with the lender for final approval. We step back — no pressure, no markups, no interference.
Funds Disbursed
Once the lender completes their final checks, funds are transferred to your business account. Timelines vary by product — from 24 hours to a few days.
Ongoing Support
Our UK-based team remains available throughout. If your circumstances change or you need more funding later, we're here to help.
Common Questions
What to expect.
Does applying affect my credit score?
No. We use a soft credit check — invisible to other lenders and with zero impact on your score. A hard check only happens if you choose to proceed with a specific lender's final application.
How long does it take to get offers?
Indicative offers typically arrive within minutes of submission. The matching is API-driven — real-time connections to lender criteria databases eliminate the waiting.
Is there any obligation to accept an offer?
None. You can compare offers, walk away, or come back later. There is no commitment until you choose to proceed with a lender's final application.
Do I pay more than going direct to a lender?
Never. The rate you see through us is the rate the lender offers directly. We add zero markup — our model is built on transparency, not hidden fees.
What information do I need to provide?
Basic business details (name, type, trading history), the amount you need, what it's for, and turnover/profit figures. No extensive paperwork required upfront.
Is my data secure?
Absolutely. All data is encrypted end-to-end. We never share your information with lenders without your explicit consent for each match.
Start in 3 minutes
Ready to see what offers are available for your business?
One request. Multiple tailored offers. No obligation, and no impact on your credit score.