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Debt Calculator
Before taking on new borrowing, it pays to know where your money already goes. Enter your income and existing commitments to see your debt-to-income ratio and how much disposable income you have left.
take-home, after deductions
£
£
loans & credit cards
£
Debt-to-income ratio
40.0%Manageable
of your income goes to mortgage and debt
- Take-home pay
- £3,000.00
- Less: mortgage / rent
- £900.0030.0%
- Less: other debt
- £300.0010.0%
- Disposable income
- £1,800.0060.0%
You may still qualify, but lenders will scrutinise affordability more closely.